/* ==========================================================================
   Top Home Plan — tophomeplan.com
   Design system: "Trust Navy + Amber"
   Single stylesheet. No external requests. No @import.
   ========================================================================== */

/* ---------- 0. Typeface (self-hosted, latin subset, 27 KB) ---------- */
@font-face{
  font-family:"Plus Jakarta Sans";
  src:url("/assets/fonts/jakarta-var.woff2") format("woff2-variations"),
      url("/assets/fonts/jakarta-var.woff2") format("woff2");
  font-weight:200 800;font-style:normal;font-display:swap;
  unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+2000-206F,U+2074,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD;
}

/* ---------- 1. Tokens ---------- */
:root{
  --navy-900:#071227; --navy-800:#0B1B33; --navy-700:#12376B; --navy-600:#1E5AA8; --navy-500:#2C74CE;
  --amber-600:#D97706; --amber-500:#F59E0B; --amber-400:#FFB932; --amber-300:#FFD37A;
  --green-500:#0C7A3C; --red-500:#C42B31;

  --bg:#F2F6FC; --bg-2:#E7EEF8; --surface:#FFFFFF; --surface-2:#F7FAFE; --surface-3:#EEF4FC;
  --border:#D8E2F0; --border-2:#C3D2E6;
  --text:#0B1B33; --text-2:#485973; --text-3:#586A82;
  --brand:#12376B; --brand-ink:#FFFFFF; --link:#12376B; --link-hover:#1E5AA8;
  --accent:var(--amber-500); --accent-ink:#301E00; --accent-text:#B45309;

  --shadow-1:0 1px 2px rgba(11,27,51,.06), 0 2px 8px rgba(11,27,51,.06);
  --shadow-2:0 4px 12px rgba(11,27,51,.08), 0 16px 40px rgba(11,27,51,.10);
  --shadow-3:0 10px 24px rgba(11,27,51,.10), 0 30px 70px rgba(11,27,51,.14);
  --shadow-amber:0 6px 16px rgba(217,119,6,.32), 0 14px 34px rgba(217,119,6,.22);

  --r-sm:8px; --r-md:14px; --r-lg:20px; --r-xl:28px; --r-pill:999px;
  --maxw:1180px; --maxw-prose:760px;
  --header-h:68px;

  --ease:cubic-bezier(.22,.85,.3,1);
  --ff:"Plus Jakarta Sans",-apple-system,BlinkMacSystemFont,"Segoe UI Variable Text","Segoe UI",Inter,Roboto,"Helvetica Neue",Arial,"Noto Sans",sans-serif;
  --ff-display:"Plus Jakarta Sans",-apple-system,BlinkMacSystemFont,"Segoe UI Variable Display","Segoe UI",Inter,Roboto,"Helvetica Neue",Arial,sans-serif;
  --ff-mono:ui-monospace,SFMono-Regular,"SF Mono",Menlo,Consolas,"Liberation Mono",monospace;

  --glass:rgba(255,255,255,.72);
  --glass-border:rgba(255,255,255,.65);
  color-scheme:light;
}
html[data-theme="dark"]{
  --bg:#050B16; --bg-2:#08111F; --surface:#0D1929; --surface-2:#112034; --surface-3:#16283F;
  --border:#1D3050; --border-2:#26405F;
  --text:#E9F0FA; --text-2:#A6B8D0; --text-3:#7A8DA8;
  --brand:#5C97EE; --brand-ink:#04101F; --link:#7FB2F7; --link-hover:#A6CCFF;
  --shadow-1:0 1px 2px rgba(0,0,0,.4), 0 2px 8px rgba(0,0,0,.32);
  --shadow-2:0 4px 12px rgba(0,0,0,.45), 0 16px 40px rgba(0,0,0,.4);
  --shadow-3:0 10px 24px rgba(0,0,0,.5), 0 30px 70px rgba(0,0,0,.55);
  --shadow-amber:0 6px 16px rgba(245,158,11,.28), 0 14px 34px rgba(245,158,11,.18);
  --accent-text:#FFB932; --green-500:#3DD07E; --red-500:#F0666A;
  --glass:rgba(13,25,41,.72);
  --glass-border:rgba(120,160,220,.16);
  color-scheme:dark;
}

/* ---------- 2. Reset ---------- */
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:calc(var(--header-h) + 16px)}
body{
  margin:0;font-family:var(--ff);font-size:17px;line-height:1.65;color:var(--text);
  background:var(--bg);-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;
  overflow-x:hidden;text-rendering:optimizeLegibility;
}
img,video{max-width:100%;height:auto;display:block}
picture{display:contents}
svg{max-width:100%}
h1,h2,h3,h4,h5{font-family:var(--ff-display);margin:0 0 .5em;line-height:1.15;letter-spacing:-.022em;font-weight:800;color:var(--text)}
h1{font-size:clamp(2.05rem,1.35rem + 3.1vw,3.65rem);letter-spacing:-.032em}
h2{font-size:clamp(1.6rem,1.2rem + 1.75vw,2.5rem);letter-spacing:-.026em}
h3{font-size:clamp(1.22rem,1.05rem + .75vw,1.6rem)}
h4{font-size:1.08rem;font-weight:750}
p{margin:0 0 1.15em}
a{color:var(--link);text-decoration-color:color-mix(in srgb,var(--link) 35%,transparent);text-underline-offset:3px;transition:color .18s var(--ease)}
a:hover{color:var(--link-hover)}
ul,ol{padding-left:1.35em;margin:0 0 1.2em}
li{margin:.4em 0}
hr{border:0;border-top:1px solid var(--border);margin:2.5rem 0}
small{font-size:.83em}
table{border-collapse:collapse;width:100%}
button,input,select,textarea{font:inherit;color:inherit}
:focus-visible{outline:3px solid var(--amber-500);outline-offset:2px;border-radius:4px}
::selection{background:var(--amber-400);color:#2A1A00}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.skip-link{position:absolute;left:-9999px;top:0;z-index:200;background:var(--amber-500);color:#2A1A00;padding:.8rem 1.2rem;font-weight:700;border-radius:0 0 var(--r-sm) 0}
.skip-link:focus{left:0}

/* ---------- 3. Animated background ---------- */
.bg-fx{position:fixed;inset:0;z-index:-1;pointer-events:none;overflow:hidden;background:
  linear-gradient(180deg,var(--bg) 0%,var(--bg-2) 45%,var(--bg) 100%)}
.bg-fx__blob{position:absolute;border-radius:50%;filter:blur(72px);opacity:.5;will-change:transform}
.bg-fx__b1{width:52vw;height:52vw;min-width:420px;min-height:420px;left:-14vw;top:-12vw;
  background:radial-gradient(circle at 35% 35%,rgba(44,116,206,.55),rgba(44,116,206,0) 68%);
  animation:drift1 34s var(--ease) infinite alternate}
.bg-fx__b2{width:46vw;height:46vw;min-width:380px;min-height:380px;right:-12vw;top:14vh;
  background:radial-gradient(circle at 50% 50%,rgba(245,158,11,.42),rgba(245,158,11,0) 66%);
  animation:drift2 41s var(--ease) infinite alternate}
.bg-fx__b3{width:58vw;height:58vw;min-width:440px;min-height:440px;left:22vw;bottom:-26vw;
  background:radial-gradient(circle at 50% 50%,rgba(18,55,107,.42),rgba(18,55,107,0) 66%);
  animation:drift3 47s var(--ease) infinite alternate}
.bg-fx__grid{position:absolute;inset:0;opacity:.4;
  background-image:linear-gradient(rgba(18,55,107,.055) 1px,transparent 1px),linear-gradient(90deg,rgba(18,55,107,.055) 1px,transparent 1px);
  background-size:56px 56px;
  -webkit-mask-image:radial-gradient(ellipse 90% 60% at 50% 0%,#000 25%,transparent 78%);
  mask-image:radial-gradient(ellipse 90% 60% at 50% 0%,#000 25%,transparent 78%)}
html[data-theme="dark"] .bg-fx__blob{opacity:.42}
html[data-theme="dark"] .bg-fx__b1{background:radial-gradient(circle at 35% 35%,rgba(44,116,206,.5),rgba(44,116,206,0) 68%)}
html[data-theme="dark"] .bg-fx__grid{background-image:linear-gradient(rgba(120,170,240,.06) 1px,transparent 1px),linear-gradient(90deg,rgba(120,170,240,.06) 1px,transparent 1px)}
@keyframes drift1{0%{transform:translate3d(0,0,0) scale(1)}100%{transform:translate3d(12vw,9vh,0) scale(1.16)}}
@keyframes drift2{0%{transform:translate3d(0,0,0) scale(1.04)}100%{transform:translate3d(-11vw,13vh,0) scale(.88)}}
@keyframes drift3{0%{transform:translate3d(0,0,0) scale(.94)}100%{transform:translate3d(-13vw,-9vh,0) scale(1.14)}}

/* ---------- 4. Layout ---------- */
.container{width:100%;max-width:var(--maxw);margin-inline:auto;padding-inline:clamp(1rem,4vw,2rem)}
.container--narrow{max-width:900px}
.container--wide{max-width:1060px}
.section{padding-block:clamp(3rem,6vw,5.5rem)}
.section--tight{padding-block:clamp(2rem,4vw,3.25rem)}
.stack>*+*{margin-top:1.1rem}
.grid{display:grid;gap:clamp(1rem,2.2vw,1.65rem)}
.grid--2{grid-template-columns:repeat(auto-fit,minmax(min(300px,100%),1fr))}
.grid--3{grid-template-columns:repeat(auto-fit,minmax(min(272px,100%),1fr))}
.grid--4{grid-template-columns:repeat(auto-fit,minmax(min(220px,100%),1fr))}
main{min-height:60vh}

/* ---------- 5. Header & nav ---------- */
.site-header{position:sticky;top:0;z-index:100;background:var(--glass);
  -webkit-backdrop-filter:saturate(180%) blur(16px);backdrop-filter:saturate(180%) blur(16px);
  border-bottom:1px solid var(--border);transition:box-shadow .25s var(--ease),background .25s var(--ease)}
.site-header.is-stuck{box-shadow:var(--shadow-2)}
.site-header__inner{display:flex;align-items:center;gap:1rem;height:var(--header-h);min-width:0}
.brand{display:inline-flex;align-items:center;gap:.6rem;text-decoration:none;color:var(--text);flex:0 0 auto}
.brand__mark{width:34px;height:34px;flex:0 0 34px;filter:drop-shadow(0 2px 6px rgba(18,55,107,.25));transition:transform .3s var(--ease)}
.brand:hover .brand__mark{transform:translateY(-2px) rotate(-3deg)}
.brand__text{font-family:var(--ff-display);font-weight:850;font-size:clamp(1rem,.86rem + .5vw,1.16rem);letter-spacing:-.03em;line-height:1;white-space:nowrap}
.brand__text b{font-weight:850}
.brand__text .accent{color:var(--accent-text)}
.brand__tag{display:block;font-family:var(--ff);font-size:.58rem;white-space:nowrap;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--text-3);margin-top:3px}

.nav{margin-left:auto;display:flex;align-items:center;gap:.25rem}
.nav__list{display:flex;align-items:center;gap:.1rem;list-style:none;margin:0;padding:0}
.nav__list li{margin:0}
.nav__link{position:relative;display:inline-block;padding:.5rem .72rem;border-radius:var(--r-sm);font-size:.94rem;font-weight:650;color:var(--text-2);text-decoration:none;white-space:nowrap;transition:color .18s var(--ease),background .18s var(--ease)}
.nav__link::after{content:"";position:absolute;left:.72rem;right:.72rem;bottom:.28rem;height:2px;border-radius:2px;background:var(--amber-500);transform:scaleX(0);transform-origin:left;transition:transform .28s var(--ease)}
.nav__link:hover,.nav__link[aria-current="page"]{color:var(--text)}
.nav__link:hover::after,.nav__link[aria-current="page"]::after{transform:scaleX(1)}
.nav__actions{display:flex;align-items:center;gap:.5rem;margin-left:.5rem}

.icon-btn{display:inline-grid;place-items:center;width:40px;height:40px;border-radius:var(--r-sm);border:1px solid var(--border);background:var(--surface);color:var(--text-2);cursor:pointer;transition:all .2s var(--ease)}
.icon-btn:hover{color:var(--text);border-color:var(--border-2);transform:translateY(-1px);box-shadow:var(--shadow-1)}
.icon-btn svg{width:19px;height:19px;stroke:currentColor;fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.theme-toggle .icon-moon{display:none}
html[data-theme="dark"] .theme-toggle .icon-sun{display:none}
html[data-theme="dark"] .theme-toggle .icon-moon{display:block}

.nav-toggle{display:none}
.nav-toggle__bars{position:relative;width:19px;height:14px}
.nav-toggle__bars span{position:absolute;left:0;width:100%;height:2px;border-radius:2px;background:currentColor;transition:transform .28s var(--ease),opacity .18s var(--ease)}
.nav-toggle__bars span:nth-child(1){top:0}
.nav-toggle__bars span:nth-child(2){top:6px}
.nav-toggle__bars span:nth-child(3){top:12px}
.nav-toggle[aria-expanded="true"] .nav-toggle__bars span:nth-child(1){transform:translateY(6px) rotate(45deg)}
.nav-toggle[aria-expanded="true"] .nav-toggle__bars span:nth-child(2){opacity:0;transform:scaleX(.4)}
.nav-toggle[aria-expanded="true"] .nav-toggle__bars span:nth-child(3){transform:translateY(-6px) rotate(-45deg)}

@media (max-width:380px){.brand__tag{display:none}}
@media (max-width:1000px){
  .nav__list{position:fixed;inset:var(--header-h) 0 auto 0;display:block;background:var(--surface);
    border-bottom:1px solid var(--border);box-shadow:var(--shadow-3);padding:.5rem clamp(1rem,4vw,2rem) 1.25rem;
    max-height:calc(100dvh - var(--header-h));overflow-y:auto;
    opacity:0;visibility:hidden;transform:translateY(-10px);transition:opacity .24s var(--ease),transform .24s var(--ease),visibility .24s}
  .nav__list.is-open{opacity:1;visibility:visible;transform:translateY(0)}
  .nav__link{display:block;padding:.85rem .25rem;font-size:1.02rem;border-bottom:1px solid var(--border)}
  .nav__link::after{display:none}
  .nav__link[aria-current="page"]{color:var(--accent-text)}
    .nav__list li:last-child .nav__link{border-bottom:0}
  .nav-toggle{display:inline-grid}
  .nav{margin-left:auto}
  .nav .nav__cta{display:none}
}
.nav-scrim{position:fixed;inset:0;z-index:90;background:rgba(7,18,39,.44);opacity:0;visibility:hidden;transition:opacity .24s var(--ease),visibility .24s}
.nav-scrim.is-open{opacity:1;visibility:visible}
body.nav-open{overflow:hidden}

/* ---------- 6. Buttons ---------- */
.btn{position:relative;display:inline-flex;align-items:center;justify-content:center;gap:.55rem;
  padding:.78rem 1.4rem;border-radius:var(--r-pill);border:1px solid transparent;
  font-weight:750;font-size:.98rem;line-height:1.2;text-decoration:none;cursor:pointer;
  transition:transform .18s var(--ease),box-shadow .22s var(--ease),background .22s var(--ease),color .18s var(--ease);
  white-space:nowrap}
.btn:hover{transform:translateY(-2px)}
.btn:active{transform:translateY(0)}
.btn svg{width:18px;height:18px;flex:0 0 18px}

.btn--primary{background:linear-gradient(180deg,var(--navy-600),var(--navy-700));color:#fff;box-shadow:0 4px 14px rgba(18,55,107,.28)}
.btn--primary:hover{color:#fff;box-shadow:0 8px 22px rgba(18,55,107,.36)}
.btn--ghost{background:var(--surface);border-color:var(--border-2);color:var(--text)}
.btn--ghost:hover{color:var(--text);border-color:var(--brand);box-shadow:var(--shadow-1)}
.btn--block{display:flex;width:100%}
.btn--lg{padding:1.02rem 1.9rem;font-size:1.06rem}
@media (max-width:430px){
  .btn{white-space:normal;text-align:center}
  .btn--lg{padding:.95rem 1.25rem;font-size:1rem}
  .hero__actions .btn,.band .flex-row .btn,.band .btn--lg{width:100%}
  .hero__actions,.band .flex-row{flex-direction:column;align-items:stretch}
}

/* — the money button — */
.btn--buy{
  background:linear-gradient(180deg,var(--amber-400) 0%,var(--amber-500) 52%,var(--amber-600) 100%);
  color:#2A1A00;box-shadow:var(--shadow-amber);overflow:hidden;font-weight:800;letter-spacing:-.01em;
  border:1px solid rgba(180,95,0,.35)}
.btn--buy:hover{color:#2A1A00;box-shadow:0 10px 24px rgba(217,119,6,.42),0 20px 46px rgba(217,119,6,.28)}
.btn--buy::before{content:"";position:absolute;top:0;left:-140%;width:55%;height:100%;
  background:linear-gradient(100deg,transparent,rgba(255,255,255,.72),transparent);
  transform:skewX(-18deg);animation:sheen 3.6s ease-in-out infinite}
.btn--buy:hover::before{animation-duration:1.1s}
@keyframes sheen{0%,72%{left:-140%}100%{left:170%}}
.btn--buy .btn__cart{transition:transform .25s var(--ease)}
.btn--buy:hover .btn__cart{transform:translateX(3px)}

.cta-block{display:flex;flex-direction:column;gap:.5rem;align-items:stretch}
.cta-note{display:flex;align-items:center;justify-content:center;gap:.38rem;font-size:.76rem;color:var(--text-3);font-weight:650;text-align:center;line-height:1.35}
.cta-note svg{width:14px;height:14px;stroke:var(--green-500);fill:none;stroke-width:2.4;stroke-linecap:round;stroke-linejoin:round;flex:0 0 14px}

/* ---------- 7. Cards & surfaces ---------- */
.card{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-lg);
  box-shadow:var(--shadow-1);transition:transform .28s var(--ease),box-shadow .28s var(--ease),border-color .28s var(--ease)}
.card--pad{padding:clamp(1.25rem,2.6vw,1.9rem)}
.card--hover:hover{transform:translateY(-4px);box-shadow:var(--shadow-2);border-color:var(--border-2)}

.eyebrow{display:inline-flex;align-items:center;gap:.45rem;font-size:.74rem;font-weight:800;letter-spacing:.13em;
  text-transform:uppercase;color:var(--accent-text);margin-bottom:.85rem}
.eyebrow::before{content:"";width:22px;height:2px;border-radius:2px;background:currentColor}

.pill{display:inline-flex;align-items:center;gap:.4rem;padding:.34rem .78rem;border-radius:var(--r-pill);
  font-size:.76rem;font-weight:750;letter-spacing:.01em;background:var(--surface-3);color:var(--text-2);border:1px solid var(--border)}
.pill--amber{background:linear-gradient(180deg,var(--amber-400),var(--amber-500));color:#2A1A00;border-color:rgba(180,95,0,.3)}
.pill--green{background:color-mix(in srgb,var(--green-500) 14%,transparent);color:var(--green-500);border-color:color-mix(in srgb,var(--green-500) 30%,transparent)}
.pill--navy{background:var(--navy-700);color:#fff;border-color:transparent}

.lead{font-size:clamp(1.06rem,1rem + .35vw,1.24rem);color:var(--text-2);line-height:1.62}
.section-head{max-width:720px;margin-bottom:clamp(1.75rem,3.5vw,2.75rem)}
.section-head--center{margin-inline:auto;text-align:center}
.section-head--center .eyebrow{justify-content:center}

/* ---------- 8. Hero ---------- */
.hero{position:relative;padding-block:clamp(3rem,7vw,6rem) clamp(2.5rem,5vw,4.5rem);overflow:hidden}
.hero__grid{display:grid;gap:clamp(2rem,4vw,3.5rem);align-items:center;grid-template-columns:minmax(0,1.08fr) minmax(0,.92fr)}
@media (max-width:900px){.hero__grid{grid-template-columns:1fr}}
.hero h1{margin-bottom:1rem}
.hero h1 .grad{background:linear-gradient(100deg,#B45309,#C86A08 55%,#B45309);
  -webkit-background-clip:text;background-clip:text;color:transparent;background-size:200% auto;animation:shift 7s linear infinite}
html[data-theme="dark"] .hero h1 .grad{background:linear-gradient(100deg,var(--amber-500),var(--amber-300) 55%,var(--amber-500));-webkit-background-clip:text;background-clip:text;color:transparent;background-size:200% auto}
@keyframes shift{to{background-position:200% center}}
.hero__actions{display:flex;flex-wrap:wrap;gap:.75rem;margin-top:1.8rem}
.hero__panel{position:relative}

.feature-split{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:clamp(1.5rem,3vw,2.5rem);align-items:center}
@media (max-width:760px){.feature-split{grid-template-columns:minmax(0,1fr)}}
.feature-split__media{border-radius:var(--r-lg);overflow:hidden;aspect-ratio:16/10;background:#0b0d12}
.feature-split__media img{width:100%;height:100%;object-fit:cover}
.float-card{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-lg);padding:1.15rem 1.25rem;box-shadow:var(--shadow-2)}
.float-card+.float-card{margin-top:.85rem}
.float-card__row{display:flex;align-items:center;gap:.9rem}
.float-card__num{display:grid;place-items:center;width:38px;height:38px;flex:0 0 38px;border-radius:11px;
  font-family:var(--ff-display);font-weight:850;font-size:1.02rem;
  background:linear-gradient(180deg,var(--amber-400),var(--amber-500));color:#2A1A00;box-shadow:0 3px 10px rgba(217,119,6,.3)}
.float-card__num--navy{background:linear-gradient(180deg,var(--navy-600),var(--navy-700));color:#fff;box-shadow:0 3px 10px rgba(18,55,107,.3)}
.float-card__t{display:block;font-weight:750;font-size:.98rem;line-height:1.35}
.float-card__s{display:block;font-size:.82rem;color:var(--text-3);margin-top:2px;line-height:1.4}
.float-anim{animation:bob 6s ease-in-out infinite}
.float-anim--2{animation-delay:-2s}
.float-anim--3{animation-delay:-4s}
@keyframes bob{0%,100%{transform:translateY(0)}50%{transform:translateY(-9px)}}

/* ---------- 9. Trust bar ---------- */
.trust-bar{border-block:1px solid var(--border);background:color-mix(in srgb,var(--surface) 70%,transparent);
  -webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px)}
.trust-bar__grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(210px,100%),1fr));gap:1.25rem;padding-block:1.6rem}
.trust-item{display:flex;align-items:flex-start;gap:.75rem}
.trust-item__ico{display:grid;place-items:center;width:38px;height:38px;flex:0 0 38px;border-radius:11px;
  background:color-mix(in srgb,var(--navy-600) 12%,transparent);color:var(--brand)}
.trust-item__ico svg{width:19px;height:19px;stroke:currentColor;fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.trust-item__t{display:block;font-weight:750;font-size:.94rem;line-height:1.3}
.trust-item__s{display:block;font-size:.82rem;color:var(--text-3);margin-top:2px;line-height:1.45}

/* ---------- 10. Category cards ---------- */
.cat-card{position:relative;display:block;overflow:hidden;padding:1.5rem;border-radius:var(--r-lg);
  background:var(--surface);border:1px solid var(--border);text-decoration:none;color:var(--text);
  box-shadow:var(--shadow-1);transition:transform .3s var(--ease),box-shadow .3s var(--ease),border-color .3s var(--ease)}
.cat-card::after{content:"";position:absolute;inset:0;border-radius:inherit;opacity:0;
  background:linear-gradient(135deg,color-mix(in srgb,var(--amber-500) 12%,transparent),transparent 55%);
  transition:opacity .3s var(--ease);pointer-events:none}
.cat-card:hover{transform:translateY(-5px);box-shadow:var(--shadow-2);border-color:color-mix(in srgb,var(--amber-500) 45%,var(--border));color:var(--text)}
.cat-card:hover::after{opacity:1}
.cat-card__ico{display:grid;place-items:center;width:46px;height:46px;border-radius:13px;margin-bottom:.95rem;
  background:linear-gradient(180deg,var(--navy-600),var(--navy-700));color:#fff;box-shadow:0 4px 12px rgba(18,55,107,.3);
  transition:transform .3s var(--ease)}
.cat-card:hover .cat-card__ico{transform:scale(1.06) rotate(-4deg)}
.cat-card__ico svg{width:23px;height:23px;stroke:currentColor;fill:none;stroke-width:1.9;stroke-linecap:round;stroke-linejoin:round}
.cat-card h3{font-size:1.14rem;margin-bottom:.4rem}
.cat-card p{font-size:.9rem;color:var(--text-2);margin:0}
.cat-card__more{display:inline-flex;align-items:center;gap:.35rem;margin-top:.9rem;font-size:.86rem;font-weight:750;color:var(--accent-text)}
.cat-card__more svg{width:15px;height:15px;stroke:currentColor;fill:none;stroke-width:2.4;stroke-linecap:round;stroke-linejoin:round;transition:transform .25s var(--ease)}
.cat-card:hover .cat-card__more svg{transform:translateX(4px)}

/* ---------- 11. Article / post cards ---------- */
.post-card{display:flex;flex-direction:column;overflow:hidden;border-radius:var(--r-lg);background:var(--surface);
  border:1px solid var(--border);box-shadow:var(--shadow-1);text-decoration:none;color:var(--text);
  transition:transform .3s var(--ease),box-shadow .3s var(--ease),border-color .3s var(--ease)}
.post-card:hover{transform:translateY(-5px);box-shadow:var(--shadow-2);color:var(--text);border-color:var(--border-2)}
.post-card__media{position:relative;aspect-ratio:16/9;background:linear-gradient(145deg,var(--navy-700),var(--navy-900));overflow:hidden}
.post-card__media img{width:100%;height:100%;object-fit:cover;transition:transform .5s var(--ease)}
.post-card:hover .post-card__media img{transform:scale(1.05)}
.post-card__flag{position:absolute;top:.75rem;left:.75rem;z-index:2}
.post-card__body{padding:1.15rem 1.25rem 1.4rem;display:flex;flex-direction:column;flex:1}
.post-card h3{font-size:1.1rem;margin-bottom:.45rem;line-height:1.3}
.post-card p{font-size:.9rem;color:var(--text-2);margin:0 0 1rem}
.post-card__meta{margin-top:auto;display:flex;align-items:center;gap:.6rem;font-size:.78rem;color:var(--text-3);font-weight:600}

/* ---------- 12. Ranked product cards (money page) ---------- */
.rank{position:relative;margin-bottom:clamp(1.5rem,3vw,2.25rem);border-radius:var(--r-xl);
  background:var(--surface);border:1px solid var(--border);box-shadow:var(--shadow-1);
  transition:box-shadow .3s var(--ease),border-color .3s var(--ease)}
.rank:hover{box-shadow:var(--shadow-2)}
.rank--best{border-color:color-mix(in srgb,var(--amber-500) 55%,var(--border));box-shadow:0 0 0 1px color-mix(in srgb,var(--amber-500) 30%,transparent),var(--shadow-2)}
.rank__ribbon{display:flex;align-items:center;gap:.55rem;padding:.6rem 1.25rem;border-radius:calc(var(--r-xl) - 1px) calc(var(--r-xl) - 1px) 0 0;
  background:linear-gradient(90deg,var(--amber-500),var(--amber-400));color:#2A1A00;
  font-weight:850;font-size:.79rem;letter-spacing:.11em;text-transform:uppercase}
.rank__ribbon svg{width:15px;height:15px;stroke:currentColor;fill:none;stroke-width:2.4;stroke-linecap:round;stroke-linejoin:round}
.rank__ribbon--navy{background:linear-gradient(90deg,var(--navy-700),var(--navy-600));color:#fff}
.rank__inner{display:grid;grid-template-columns:minmax(0,318px) minmax(0,1fr);gap:clamp(1.25rem,2.8vw,2.25rem);padding:clamp(1.25rem,2.6vw,1.9rem);align-items:start}
.rank__aside{position:sticky;top:calc(var(--header-h) + 1.25rem)}
@media (max-width:800px){.rank__aside{position:static}}
@media (max-width:800px){.rank__inner{grid-template-columns:1fr}}
.rank__media{position:relative;border-radius:var(--r-md);overflow:hidden;background:var(--surface-3);
  border:1px solid var(--border);aspect-ratio:1/1;display:grid;place-items:center}
.rank__media img{width:100%;height:100%;object-fit:cover}
.rank__num{position:absolute;top:.6rem;left:.6rem;z-index:2;display:grid;place-items:center;width:40px;height:40px;
  border-radius:12px;font-family:var(--ff-display);font-weight:850;font-size:1.14rem;
  background:linear-gradient(180deg,var(--navy-600),var(--navy-800));color:#fff;box-shadow:0 4px 12px rgba(7,18,39,.4)}
.rank--best .rank__num{background:linear-gradient(180deg,var(--amber-400),var(--amber-600));color:#2A1A00}
.rank__head{display:flex;flex-wrap:wrap;align-items:center;gap:.6rem;margin-bottom:.5rem}
.rank__title{font-size:clamp(1.2rem,1.05rem + .7vw,1.55rem);margin:0 0 .35rem}
.rank__sub{font-size:.9rem;color:var(--text-3);font-weight:650;margin:0 0 .9rem}
.rank__desc{font-size:.97rem;color:var(--text-2);margin-bottom:1.1rem}

.score{display:flex;align-items:center;gap:.7rem;margin-bottom:1rem;flex-wrap:wrap}
.score__val{display:grid;place-items:center;min-width:56px;padding:.3rem .6rem;border-radius:10px;
  font-family:var(--ff-display);font-weight:850;font-size:1.18rem;line-height:1.1;
  background:linear-gradient(180deg,var(--navy-600),var(--navy-700));color:#fff}
.score__val small{display:block;font-size:.56rem;font-weight:700;letter-spacing:.09em;opacity:.75;text-transform:uppercase}
.stars{display:inline-flex;gap:2px}
.stars svg{width:16px;height:16px;fill:var(--amber-500);stroke:none}
.stars svg.is-empty{fill:color-mix(in srgb,var(--text-3) 35%,transparent)}
.score__label{font-size:.85rem;font-weight:700;color:var(--text-2)}

.pc{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(238px,100%),1fr));gap:.9rem;margin-bottom:1.25rem}
.pc__box{padding:.9rem 1rem;border-radius:var(--r-md);border:1px solid var(--border);background:var(--surface-2)}
.pc__box h4{display:flex;align-items:center;gap:.4rem;font-size:.78rem;letter-spacing:.09em;text-transform:uppercase;margin:0 0 .55rem}
.pc__box--pro h4{color:var(--green-500)}
.pc__box--con h4{color:var(--red-500)}
.pc__box ul{list-style:none;padding:0;margin:0}
.pc__box li{position:relative;padding-left:1.3rem;font-size:.88rem;margin:.4rem 0;color:var(--text-2);line-height:1.5}
.pc__box li::before{position:absolute;left:0;top:0;font-weight:900}
.pc__box--pro li::before{content:"✓";color:var(--green-500)}
.pc__box--con li::before{content:"–";color:var(--red-500)}

.specs{margin:0 0 1.25rem;border:1px solid var(--border);border-radius:var(--r-md);overflow:hidden}
.specs dl{display:grid;grid-template-columns:minmax(min(120px,100%),auto) 1fr;margin:0;font-size:.88rem}
.specs dt{padding:.6rem .9rem;font-weight:700;color:var(--text-2);background:var(--surface-2);border-bottom:1px solid var(--border)}
.specs dd{padding:.6rem .9rem;margin:0;border-bottom:1px solid var(--border);border-left:1px solid var(--border)}
.specs dt:nth-last-of-type(1),.specs dd:nth-last-of-type(1){border-bottom:0}

.verdict{padding:.95rem 1.1rem;border-radius:var(--r-md);margin-bottom:1.25rem;
  background:color-mix(in srgb,var(--amber-500) 9%,transparent);
  border:1px solid color-mix(in srgb,var(--amber-500) 30%,transparent);font-size:.92rem}
.verdict strong{color:var(--accent-text)}

.rank__cta{display:grid;grid-template-columns:minmax(0,1.6fr) minmax(0,1fr);gap:.75rem;align-items:start}
@media (max-width:520px){.rank__cta{grid-template-columns:1fr}}

/* ---------- 13. Comparison table ---------- */
.table-wrap{overflow-x:auto;border:1px solid var(--border);border-radius:var(--r-lg);background:var(--surface);
  box-shadow:var(--shadow-1);-webkit-overflow-scrolling:touch}
.ctable{min-width:760px;font-size:.9rem}
.ctable th,.ctable td{padding:.9rem 1rem;text-align:left;border-bottom:1px solid var(--border);vertical-align:middle}
.ctable thead th{position:sticky;top:0;background:var(--surface-2);font-size:.74rem;letter-spacing:.1em;
  text-transform:uppercase;color:var(--text-3);font-weight:800;white-space:nowrap;z-index:1}
.ctable tbody tr{transition:background .2s var(--ease)}
.ctable tbody tr:hover{background:var(--surface-2)}
.ctable tbody tr:last-child td{border-bottom:0}
.ctable .c-name{font-weight:750;color:var(--text);min-width:180px}
.ctable .c-name span{display:block;font-size:.78rem;font-weight:600;color:var(--text-3);margin-top:2px}
.ctable .btn{padding:.72rem 1.1rem;font-size:.85rem}
.scroll-hint{display:flex;align-items:center;gap:.4rem;font-size:.78rem;color:var(--text-3);margin-top:.6rem;font-weight:600}
@media (min-width:820px){.scroll-hint{display:none}}

/* ---------- 14. Disclosure & callouts ---------- */
.disclosure{display:flex;gap:.7rem;align-items:flex-start;padding:.85rem 1.05rem;border-radius:var(--r-md);
  background:var(--surface-2);border:1px solid var(--border);font-size:.84rem;color:var(--text-2);line-height:1.55}
.disclosure svg{width:17px;height:17px;flex:0 0 17px;margin-top:2px;stroke:var(--accent-text);fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.callout{padding:1.1rem 1.3rem;border-radius:var(--r-md);border:1px solid var(--border);background:var(--surface-2);margin:1.6rem 0}
.callout--tip{border-left:4px solid var(--amber-500)}
.callout--warn{border-left:4px solid var(--red-500)}
.callout h4,.callout__t{margin:0 0 .4rem;font-size:.98rem;font-family:var(--ff-display);font-weight:780;letter-spacing:-.012em;line-height:1.25;color:var(--text);display:flex;align-items:center;gap:.45rem}
.callout p:last-child{margin:0}

/* ---------- 15. TOC / breadcrumbs / meta ---------- */
.breadcrumbs{font-size:.82rem;color:var(--text-3);margin-bottom:1rem}
.breadcrumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:.4rem;padding:0;margin:0}
.breadcrumbs li+li::before{content:"›";margin-right:.4rem;color:var(--text-3)}
.breadcrumbs a{color:var(--text-3);font-weight:600}
.breadcrumbs a:hover{color:var(--link)}

.post-meta{display:flex;flex-wrap:wrap;align-items:center;gap:.5rem .9rem;font-size:.85rem;color:var(--text-3);
  padding-block:.9rem;margin-bottom:1.4rem;border-block:1px solid var(--border);font-weight:600}
.post-meta__author{display:inline-flex;align-items:center;gap:.5rem;color:var(--text-2)}
.post-meta__avatar{width:26px;height:26px;border-radius:50%;background:linear-gradient(145deg,var(--navy-600),var(--navy-800));
  display:grid;place-items:center;color:#fff;font-size:.68rem;font-weight:800;flex:0 0 26px}

.toc{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-lg);padding:1.2rem 1.4rem;margin-bottom:2rem;box-shadow:var(--shadow-1)}
.toc h2{font-size:.82rem;letter-spacing:.11em;text-transform:uppercase;color:var(--text-3);margin:0 0 .75rem}
.toc ol{margin:0;padding-left:1.25rem;font-size:.93rem;columns:2;column-gap:2rem}
@media (max-width:620px){.toc ol{columns:1}}
.toc li{margin:.35rem 0;break-inside:avoid}
.toc a{font-weight:650;text-decoration:none}
.toc a:hover{text-decoration:underline}

/* ---------- 16. FAQ ---------- */
.faq{border:1px solid var(--border);border-radius:var(--r-lg);overflow:hidden;background:var(--surface);box-shadow:var(--shadow-1)}
.faq details{border-bottom:1px solid var(--border)}
.faq details:last-child{border-bottom:0}
.faq summary{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:1.05rem 1.3rem;
  cursor:pointer;font-weight:700;font-size:1rem;list-style:none;transition:background .2s var(--ease)}
.faq summary::-webkit-details-marker{display:none}
.faq summary:hover{background:var(--surface-2)}
.faq summary::after{content:"";flex:0 0 11px;width:11px;height:11px;border-right:2.4px solid var(--accent-text);
  border-bottom:2.4px solid var(--accent-text);transform:rotate(45deg) translateY(-3px);transition:transform .28s var(--ease)}
.faq details[open] summary::after{transform:rotate(225deg) translateY(-3px)}
.faq details[open] summary{background:var(--surface-2)}
.faq__body{padding:0 1.3rem 1.25rem;font-size:.95rem;color:var(--text-2)}
.faq__body p:last-child{margin:0}

/* ---------- 17. Sticky mobile CTA ---------- */
.sticky-cta{position:fixed;left:0;right:0;bottom:0;z-index:95;padding:.7rem clamp(.75rem,3vw,1rem);
  background:var(--glass);-webkit-backdrop-filter:blur(16px) saturate(180%);backdrop-filter:blur(16px) saturate(180%);
  border-top:1px solid var(--border);box-shadow:0 -6px 24px rgba(11,27,51,.14);
  transform:translateY(115%);transition:transform .35s var(--ease);
  padding-bottom:calc(.7rem + env(safe-area-inset-bottom,0px))}
.sticky-cta.is-visible{transform:translateY(0)}
.sticky-cta__inner{display:flex;align-items:center;gap:.85rem;max-width:var(--maxw);margin-inline:auto}
.sticky-cta__txt{flex:1;min-width:0}
.sticky-cta__t{font-weight:800;font-size:.9rem;line-height:1.25;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.sticky-cta__s{font-size:.74rem;color:var(--text-3);font-weight:650}
.sticky-cta .btn{flex:0 0 auto;padding:.7rem 1.15rem;font-size:.9rem}
@media (min-width:900px){.sticky-cta{display:none}}

/* ---------- 18. Prose (legal + guides) ---------- */
.prose{max-width:var(--maxw-prose)}
.prose h2{margin-top:2.4rem}
.prose h3{margin-top:1.9rem}
.prose ul li,.prose ol li{color:var(--text-2)}
.prose strong{color:var(--text)}
.prose code{font-family:var(--ff-mono);font-size:.88em;padding:.15em .4em;border-radius:5px;background:var(--surface-3);border:1px solid var(--border)}
.prose blockquote{margin:1.6rem 0;padding:.4rem 0 .4rem 1.2rem;border-left:3px solid var(--amber-500);color:var(--text-2);font-style:italic}
.prose table{font-size:.92rem;margin:1.5rem 0}
.table-scroll{overflow-x:auto;-webkit-overflow-scrolling:touch;margin:1.6rem 0;border-radius:var(--r-md)}
.table-scroll table{margin:0;min-width:520px}
.table-scroll:focus-visible{outline:3px solid var(--amber-500);outline-offset:2px}
.prose th,.prose td{padding:.65rem .85rem;border:1px solid var(--border);text-align:left}
.prose th{background:var(--surface-2);font-weight:750}

/* ---------- 19. Contact + author ---------- */
.mailto-hero{padding:clamp(1.75rem,4vw,2.75rem);border-radius:var(--r-xl);text-align:center;
  background:var(--surface);border:1px solid var(--border);box-shadow:var(--shadow-2);
  position:relative;overflow:hidden}
.mailto-hero::before{content:"";position:absolute;inset:0;pointer-events:none;
  background:radial-gradient(ellipse 70% 100% at 50% 0%,color-mix(in srgb,var(--amber-500) 13%,transparent),transparent 70%)}
.mailto-hero>*{position:relative}
.mailto-hero__label{font-size:.74rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase;
  color:var(--accent-text);margin:0 0 .85rem}
.mailto-hero__addr{display:inline-block;font-family:var(--ff-display);font-weight:800;
  font-size:clamp(1.25rem,.9rem + 2vw,2.15rem);letter-spacing:-.028em;line-height:1.15;
  color:var(--text);text-decoration:none;word-break:break-word;
  border-bottom:3px solid color-mix(in srgb,var(--amber-500) 55%,transparent);
  padding-bottom:.12em;transition:color .2s var(--ease),border-color .2s var(--ease)}
.mailto-hero__addr:hover{color:var(--accent-text);border-bottom-color:var(--amber-500)}
.mailto-hero__note{max-width:52ch;margin:1.1rem auto 0;font-size:.93rem;color:var(--text-2)}

.author-card{display:grid;grid-template-columns:160px minmax(0,1fr);gap:1.5rem;align-items:start;
  padding:1.4rem;border:1px solid var(--border);border-radius:var(--r-lg);background:var(--surface-2);
  margin:1.5rem 0}
@media (max-width:600px){.author-card{grid-template-columns:1fr}}
.author-card__img{border-radius:var(--r-md);width:160px;height:160px;object-fit:cover;
  border:1px solid var(--border)}
.author-card p:last-child{margin-bottom:0}

/* ---------- 19b. Money-page additions ---------- */
.figcap{font-size:.72rem;color:var(--text-3);margin:.55rem 0 0;line-height:1.4;text-align:center}
.chosen-for{margin-top:1rem;padding:.85rem 1rem;border-radius:var(--r-md);
  background:var(--surface-2);border:1px solid var(--border)}
.chosen-for__l{display:block;font-size:.68rem;font-weight:800;letter-spacing:.12em;
  text-transform:uppercase;color:var(--accent-text);margin-bottom:.3rem}
.chosen-for__v{display:block;font-size:.9rem;font-weight:650;line-height:1.4;color:var(--text)}
.fitfor{display:grid;grid-template-columns:auto minmax(0,1fr);gap:.35rem .7rem;margin:1rem 0 1.25rem;
  font-size:.86rem}
.fitfor dt{font-weight:800;color:var(--text-2);white-space:nowrap}
.fitfor dd{margin:0;color:var(--text-2)}

/* ---------- 20. Newsletter / CTA band ---------- */
.band{position:relative;overflow:hidden;border-radius:var(--r-xl);padding:clamp(2rem,4.5vw,3.25rem);
  background:linear-gradient(135deg,var(--navy-800),var(--navy-700) 55%,var(--navy-600));color:#fff;box-shadow:var(--shadow-3)}
.band::before{content:"";position:absolute;width:420px;height:420px;right:-90px;top:-160px;border-radius:50%;
  background:radial-gradient(circle,rgba(245,158,11,.34),transparent 66%);animation:bob 9s ease-in-out infinite}
.band::after{content:"";position:absolute;inset:0;
  background-image:linear-gradient(rgba(255,255,255,.045) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.045) 1px,transparent 1px);
  background-size:44px 44px;pointer-events:none}
.band>*{position:relative;z-index:1}
.band h2{color:#fff}
.band p{color:rgba(255,255,255,.82)}
.band .eyebrow{color:var(--amber-400)}

/* ---------- 21. Ad slots (reserved, CLS-safe) ---------- */
.ad-slot{display:grid;place-items:center;margin-inline:auto;background:var(--surface-2);
  border:1px dashed var(--border-2);border-radius:var(--r-md);color:var(--text-3);font-size:.72rem;
  letter-spacing:.1em;text-transform:uppercase;overflow:hidden}
.ad-slot--leader{width:100%;max-width:970px;min-height:100px}
.ad-slot--rect{width:100%;max-width:336px;min-height:280px}

/* ---------- 22. Footer ---------- */
.site-footer{margin-top:clamp(3rem,6vw,5rem);border-top:1px solid var(--border);
  background:color-mix(in srgb,var(--surface) 75%,transparent);
  -webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px)}
.site-footer__grid{display:grid;grid-template-columns:minmax(0,1.5fr) repeat(3,minmax(0,1fr));
  gap:clamp(1.5rem,3vw,2.5rem);padding-block:clamp(2.25rem,4vw,3.25rem)}
@media (max-width:900px){
  .site-footer__grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:1.75rem 1.5rem}
  .site-footer__about{grid-column:1/-1}
}
@media (max-width:360px){.site-footer__grid{grid-template-columns:minmax(0,1fr)}}
.site-footer h3{font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;color:var(--text-3);margin-bottom:.9rem}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{margin:.5rem 0}
.site-footer a{font-size:.9rem;color:var(--text-2);text-decoration:none;font-weight:600}
.site-footer a:hover{color:var(--link)}
.site-footer__about p{font-size:.88rem;color:var(--text-2);margin:.9rem 0 0;max-width:34ch}
.site-footer__legal{border-top:1px solid var(--border);padding-block:1.4rem;font-size:.8rem;color:var(--text-3)}
.site-footer__legal p{margin:0 0 .6rem}
.site-footer__legal p:last-child{margin:0}
.footer-disclosure{padding:1rem 1.15rem;border-radius:var(--r-md);background:var(--surface-2);border:1px solid var(--border);
  font-size:.8rem;color:var(--text-2);line-height:1.6;margin-bottom:1.25rem}

/* ---------- 23. Scroll reveal ---------- */
.reveal{opacity:0;transform:translateY(22px);transition:opacity .65s var(--ease),transform .65s var(--ease)}
.reveal.is-in{opacity:1;transform:none}
.reveal.no-anim{transition:none}
.reveal[data-d="1"]{transition-delay:.08s}
.reveal[data-d="2"]{transition-delay:.16s}
.reveal[data-d="3"]{transition-delay:.24s}
.reveal[data-d="4"]{transition-delay:.32s}

/* progress bar */
.read-progress{position:fixed;top:0;left:0;height:3px;width:0;z-index:101;
  background:linear-gradient(90deg,var(--amber-500),var(--amber-300));transition:width .1s linear;border-radius:0 3px 3px 0}

/* ---------- 24. Utilities ---------- */
.text-center{text-align:center}
.mt-0{margin-top:0}.mb-0{margin-bottom:0}
.mt-2{margin-top:1.25rem}.mt-3{margin-top:2rem}.mt-4{margin-top:3rem}
.mb-2{margin-bottom:1.25rem}.mb-3{margin-bottom:2rem}
.muted{color:var(--text-2)}
p>svg,h4>svg,li>svg{vertical-align:-.22em;margin-right:.15em}
.flex-row{display:flex;flex-wrap:wrap;gap:.75rem;align-items:center}
.divider{height:1px;background:var(--border);margin-block:clamp(2rem,4vw,3rem)}

/* ---------- 25. Motion & print ---------- */
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.001ms!important;animation-iteration-count:1!important;transition-duration:.001ms!important;scroll-behavior:auto!important}
  .reveal{opacity:1;transform:none}
  .btn--buy::before{display:none}
}
@media print{
  .bg-fx,.site-header,.site-footer,.sticky-cta,.ad-slot,.read-progress{display:none!important}
  body{background:#fff;color:#000;font-size:12pt}
  .card,.rank{box-shadow:none;border:1px solid #ccc}
  a[href^="http"]::after{content:" (" attr(href) ")";font-size:.8em;color:#555}
}